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Florida Housing was created by the Florida Legislature more than 25 years ago to help USDA Rural Development. Check eligible areas for Orlando, FL USDA home loans.

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USDA Guaranteed loans don't actually have set loan limits but how much you can borrow is really capped by your debt-to-income ratio. USDA Loans. You are likely familiar with well-known government-backed home loan programs like FHA or VA loans. But do you know about USDA loans? These loans are available to consumers who are purchasing homes in locations which the US Department of Agriculture (USDA) defines as "rural." With a USDA loan, you can enjoy some outstanding benefits. This program allows approved mortgage lenders the ability to offer affordable home loan options guaranteed by the USDA-RD (United States Department of Agriculture - Rural Development). Individuals looking at buying a house or refinancing a property within a USDA-RD designated rural area may qualify for these fixed rate mortgages even with limited out of pocket funds for a down payment.

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Along with no down payment requirement, USDA loans don’t have set maximum loan limits for the guaranteed mortgage program.
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To find out how USDA can further assist you, visit USDA’s Storm Disaster Page. Sign up to receive Disaster Assistance Program email updates.